Products & Solutions

Accidental Death & Dismemberment (AD&D)-

AD&D insurance provides a benefit in the event of an accident that results in an insured's dismemberment, paralysis, or death.

Added Benefits of AD&D:

  • Seat Belt/Air Bag
  • Career Adjustment
  • Coma
  • Paralysis
  • Child Care
  • Higher Education & More!

Available Coverage:

  • $1,000 up to $300,000
  • To learn the facts about AD&D, download our AD&D QuickFacts, today.

Essential Term Life (TL)-

Life insurance provides a valuable death benefit to a person's beneficiaries. Beneficiaries are then able to use the money to replace income that the deceased would have earned in order to help pay off debt or other family expenses.Term Life insurance can often provide the best coverage for the premium dollar for set periods of time.

Added Benefits of Term Life:

  • Accelerated Death Benefit
  • Dependent Spouse Life
  • Dependent Child Life
  • Underwriting/Lower Rates & More!

Available Coverage:

  • $25,000 up to $250,000

Long Term Care (LTC)-

Long Term Care is defined as a care provided by another party for the benefit of those who are unable to care for themselves. Examples of this are people who need help with "activities of daily living" or those who need assistance due to a cognitive impairment, such as Alzheimer's Disease. ISI makes this product available to any officers, directors, employees, and board members of financial institutions and organizations.

Added Benefits of Long Term Care:

  • 100% Nursing Home Care
  • 100% Assisted Living Facility Care
  • Monthly Home Care
  • Hospice Care
  • Survivor Benefit & More!

Available Coverage:

  • Varying benefit amounts and coverage lengths
  • To learn the facts about Long Term Care, download our Long Term Care QuickFacts, today!